Swedbank's payment gateway

Set up Swedbank's payment gateway in your store with the help of this support article.

Important information

  • Accept payments via Luminor, LHV, SEB, Swedbank, Citadele, Medicinos, Šiaulių and Coop
  • Monthly fee of €10–50 dependent on the contract
  • Transaction fee dependent on the contract

Swedbank offers payments links for credit cards and a variety of banks, including Luminor, LHV, SEB, Medicinos, Šiaulių and Coop. Read Swedbank's requirements and pricing.

First, fill out the Application for Accepting payments online (see here for Estonian, Latvian and Lithuanian versions). The bank will contact you as soon as possible, not later than on the third business day.


Log in with your Swedbank business account, navigate to Bank Link Portal (EE, LV and LT) and find the Keypair Generator tab. As per instructions in that tab, the keys generated here are not accessible to the bank. Click Generate keypair button and save the keys in a file via the provided buttons.
Bank link portal: bank link with payment initiation page, keypair generator tab
NB! Once you have generated and downloaded the keys you must send the Public key text file to your customer manager or to pangalink@swedbank.ee (EE), cashmanagement@swedbank.lv (LV), lvservisas@swedbank.lt (LT). This is required to finalise the agreement.

Once the service monthly fee and the transaction fee agreement has been signed with Swedbank you will receive your Merchant ID.

Log into your Voog account and go to Store > Settings menu and find the Payments tab. Click on the Add payment provider button.
Select the Add button for Swedbank and paste the Merchant ID to the fields in the first field on the left.  Select your country (EE/ LV/ LT)  and copy the Public key and Private key from your downloaded text files into the according  fields.

Save and proceed
. After that you can select which payment methods to activate for your customers.